Discover an alternative mortgage solution
Purchasing a home is one of the bigger investments we make in life and obtaining a mortgage isn’t always easy. Banking Worldwide has offered customized mortgage solutions for over 65 years. In that time, we have learned that mortgage lending can’t be a one size fits all approach.
Whether you are looking to purchase, refinance or consolidate debt, FNBA’s Non-QM loan programs offer an alternative mortgage solution, Nationwide. Our loan programs are available to Self-Employed and 1099 borrowers, ITIN borrowers, SSN borrowers, Previous Credit Event borrowers and everyone in between!
Qualifying made easier
Unlike traditional loans, Non-QM mortgages allow the use of alternative income documentation, making it easier to qualify. At Banking Worldide, we have income options to fit all types of borrowers and only require 12 months of income history utilizing any of the below options:
- Profit and Loss Only
- Bank Statements (Personal or Business)
- Seasoned Assets
- Traditional methods including w2’s, paystubs & tax returns
If you are looking for an experienced lender that thinks outside of the box and is ready to go above and beyond to take the stress out of applying for a mortgage, you’ve come to the right place!
Why Non-QM may be right for you….
A non-qualified mortgage (Non-QM) is a home loan designed to help homebuyers who can’t meet the strict criteria of a qualifying or traditional mortgage. Non-QM loans fill the void and are an incredible option, if not, the only option for millions of people looking to buy a first home, a dream home and everything in between. Unlike traditional loans, our Non-QM programs allow for a customized approach to documenting income, higher Debt-to-Income limits and a team dedicated to help you succeed from the beginning of the mortgage process until your final payment.